Specta, samfurin bayar da rance na dijital daga Sterling Bank, yana ba ka damar samun rancen gaggawa har N5m, neman katin kiredit, duba matsayin kiredit ɗinka, da kuma samun wasu fasalulluka masu ban sha'awa.
Wannan manhaja ce ta musamman da aka ƙirƙira don sauƙaƙa muku harkokin lamuni da gudanar da su cikin sauƙi da inganci. Tana samar muku da zaɓuɓɓukan aro masu sassauci, tare da samar da kwarewa mai daɗi da sauƙin amfani wanda ke ba ku damar sarrafa dukkanin lamunin ku ba tare da wata wahala ba. An tsara ta ne don sanya kuɗinku a hannun ku, ta hanyar bayar da cikakken iko da fahimtar halin kuɗin ku a kowane lokaci.
A matsayin manhaja mai ƙarfi a wayar hannu, tana ba ku damar shiga dukkanin nau'ikan Specta cikin sauƙi, yana ba ku damar gudanar da lamunanku, katunan kuɗi, da sauran muhimman bayanan kuɗi gabaɗaya a wuri guda. Haka kuma, tana ɗauke da fasalin duba maki na bashi wanda zai sanya ku sanin halin lafiyar kuɗinku a kowane lokaci. Tare da damar ganin duk iyakar lamuninku gabaɗaya da sarrafa su, wannan manhaja tana sauƙaƙa muku tsara da kuma gudanar da kuɗinku yadda ya kamata.
Domin samar muku da gogewa ta musamman, manhajar tana ba ku damar zaɓar jigo daga jerin da aka tanada don dacewa da salon ku da kuma zaɓin ku. Kuma don kare ku daga zamba tare da tabbatar da tsaron bayanan ku, an haɗa ta da fasahar tantance fuska mai ci gaba (Liveliness Check) wanda ke aiki don rage yiwuwar zamba. Bugu da ƙari, fasalin tabbatar da wuri (Geolocation Verification) yana ƙara tsaro, yana ba da damar tabbatar da adireshin ku daidai kuma ba tare da matsala ba, yana sanya lamuninku da bayanan ku su kasance cikin aminci da tsaro.